Lucky105 Terms and Conditions – Rules Every Player Must Know

By accessing, registering for, or using any part of the Lucky105 platform — whether through a web browser, mobile browser, or any other interface — you confirm that you have read, understood, and agree to be legally bound by these Terms and Conditions in their entirety. These terms form a binding legal agreement between you (the player) and Lucky105.

If you do not agree with any part of these Terms and Conditions, you must not use the Lucky105 platform. Continued use of the platform following the publication of updated terms constitutes your acceptance of those updated terms. Lucky105 recommends that you save or print a copy of these terms for your personal records.

These Terms and Conditions apply to all Lucky105 products and services, including cricket betting, PSL betting, crash games, poker, Ludo, live casino, and any future products added to the platform. Additional terms may apply to specific promotions or game formats — these supplementary terms will always be communicated clearly at the point of participation and are to be read alongside, not instead of, these General Terms.

To open and maintain a Lucky105 account, you must satisfy all of the following eligibility conditions at all times:

• You must be at least 18 years of age. Lucky105 strictly enforces this requirement and reserves the right to request proof of age at any time, including before any withdrawal is processed.
• You must be physically located in a jurisdiction where online gaming is not explicitly prohibited by applicable law at the time of each individual transaction or game session.
• You must be registering and playing on your own behalf and not acting as an agent for any third party.
• You must not have been previously excluded from Lucky105 or from any affiliated platform, whether voluntarily or following a Lucky105 decision to close your account.
• You must have the legal capacity to enter into binding agreements and are not under any legal incapacity that would prevent you from doing so.
• You must not be a current employee, contractor, or immediate family member of a Lucky105 employee or contractor involved in the operation of the platform.

Lucky105 reserves the right to request identity documents, proof of address, or source of funds verification at any point. Failure to provide requested documentation within a reasonable timeframe will result in account suspension and may delay withdrawal processing until verification is completed.

Each individual may hold only one Lucky105 account. Creating multiple accounts — whether under the same or different personal details, payment methods, or devices — is strictly prohibited. Lucky105 uses technical and manual methods to detect duplicate accounts. Where duplicates are identified, all accounts may be suspended and balances reviewed before any return of funds is considered.

When registering your Lucky105 account, you agree to:

• Provide your real, accurate, and complete personal information including your full name, date of birth, mobile number, and valid email address.
• Keep your account information up to date. If your contact details change, update them through your Lucky105 account dashboard immediately.
• Maintain the security of your password. Lucky105 recommends using a unique password not used on any other platform and enabling two-factor authentication (2FA) from your account settings.
• Not share your account credentials with any other person. You are fully responsible for all activity that occurs on your Lucky105 account, regardless of whether that activity was authorised by you or not.

If you believe your Lucky105 account has been accessed without your authorisation, contact Lucky105 support at support@lucky105.bet immediately. Lucky105 will investigate and take appropriate steps, but cannot be held liable for losses resulting from unauthorised access caused by your failure to maintain password security.

All Lucky105 financial transactions are conducted exclusively in Pakistani Rupees (PKR). Lucky105 accepts deposits via Easypaisa, JazzCash, NayaPay, SadaPay, bank IBFT, and Visa/Mastercard debit and credit cards. The minimum deposit amount is Rs 500. No currency conversion fees are applied to any Lucky105 transaction.

The following conditions apply to all deposits and withdrawals:

• Withdrawals must be made to the same payment method used for the most recent deposit, unless the player has completed the full identity verification process, at which point alternate withdrawal methods may be approved on request.
• The minimum withdrawal amount is Rs 1,000. Requests below this threshold will not be processed.
• Lucky105 may require source of funds documentation for large withdrawals or where unusual account activity is detected. This is a standard anti-money-laundering measure and not a reflection of any specific concern about an individual player.
• Lucky105 does not accept deposits from third-party payment sources. Funds deposited from accounts not registered in the player's own name will be returned and may result in account suspension pending investigation.
• Bonus funds cannot be withdrawn until the applicable wagering requirement has been met in full. Real money balance and bonus balance are displayed separately in the Lucky105 account dashboard.

Processing times vary by payment method. Most Easypaisa and JazzCash withdrawals complete within 30 minutes during business hours. Bank IBFT transfers typically complete the same business day. Weekends and public holidays may affect processing speeds.

Lucky105 offers various promotions including the welcome bonus, reload bonuses, cashback offers, free tournament entries, and loyalty rewards. The following general terms apply to all bonuses unless a specific promotion's supplementary terms state otherwise.

• Wagering requirement: All Lucky105 deposit bonuses carry a minimum wagering requirement that must be met before the bonus amount (and any winnings generated from bonus funds) can be withdrawn. The specific wagering multiplier for each bonus is stated at the time of the offer. Standard welcome bonus wagering is 30x the bonus amount.
• Eligible games: Not all games contribute equally towards the wagering requirement. Sports betting and crash games typically contribute 100%. Poker and Ludo contribute 50%. Live casino games may contribute at a lower rate. Game-specific contribution rates are displayed in the bonus terms at the point of claiming.
• Bonus expiry: All Lucky105 bonuses expire 30 days from the date of issue if the wagering requirement has not been met. Expired bonuses and associated winnings are removed from the account automatically.
• One bonus at a time: Only one Lucky105 bonus can be active at any given time. Claiming a new bonus while an existing bonus is active will forfeit the existing bonus.
• Abuse: Lucky105 actively monitors for bonus abuse, including but not limited to placing opposing bets across multiple accounts to guarantee a risk-free outcome, systematic exploitation of promotional terms, and using third-party software to gain an unfair advantage. Detection of bonus abuse results in permanent account closure and forfeiture of all balances.

The following rules apply to all sports betting activity on Lucky105, including cricket, PSL, and any other sports markets offered on the platform:

• Bet acceptance: Lucky105 reserves the right to refuse or limit any bet without providing a reason. Bets placed at odds that are clearly erroneous due to a technical error may be voided by Lucky105 at its sole discretion, even after the event has concluded.
• In-play betting: Live betting odds on Lucky105 update in real time. In-play bets are accepted only at the odds shown at the moment of bet placement confirmation — not the odds at the time you clicked the bet. If odds change before confirmation, a prompt will notify you of the new odds before the bet is placed.
• Match abandonment: If a cricket match is abandoned before the minimum overs required for a result have been bowled, all bets on that match will be voided and stakes returned, unless otherwise stated in the market-specific rules.
• Settlement: Lucky105 settles bets based on official results from the recognised governing body of the relevant sport. In the event of a result dispute, Lucky105 will wait for the official governing body's final determination before settling the affected markets.
• Maximum payout: A single bet payout on Lucky105 is capped at Rs 5,00,000 per event. Accumulators are capped at Rs 10,00,000 total payout per day across all markets. These limits apply regardless of stake or odds.

All games on Lucky105 use a certified random number generator (RNG) to determine outcomes. Game-specific rules are displayed in each game lobby before entry. The following general rules apply across all Lucky105 game products:

• Disconnection policy: If you lose your internet connection during a game, Lucky105's auto-reconnect system allows a 60-second window to rejoin. If you do not reconnect within this window, the system will complete your remaining turns using best-available-move logic. Lucky105 cannot be held responsible for losses arising from player-side internet disruptions.
• Collusion: Players who collude — sharing hole cards in poker, deliberately losing to a specific opponent in Ludo for shared benefit, or coordinating to manipulate game outcomes — will have their accounts permanently closed and all balances forfeited.
• Rake and platform fees: Lucky105 charges a platform fee on all real-money game rooms. In poker, this takes the form of a rake deducted from each pot. In Ludo tournaments, a percentage of the entry fees constitutes the platform fee. Exact rates are displayed in each game lobby.
• Software integrity: The use of bots, automated playing software, or any external tool that gives an unfair advantage is strictly prohibited. Suspected use of such tools will result in immediate account suspension pending investigation.

The following actions are strictly prohibited on Lucky105 and will result in immediate account suspension and, where applicable, reporting to relevant authorities:

• Using Lucky105 for money laundering or any activity connected to the proceeds of crime.
• Opening accounts using false or stolen identity information.
• Accessing Lucky105 on behalf of another person without their explicit written consent — including placing bets or making transactions on a third party's account.
• Exploiting software bugs, glitches, or errors in the Lucky105 platform for financial gain. Any winnings generated through exploitation of a technical error will be voided and the underlying issue resolved.
• Attempting to hack, probe, or reverse-engineer any part of the Lucky105 platform.
• Using VPNs or proxy services to access Lucky105 from restricted jurisdictions or to obscure your true location.
• Harassing, threatening, or abusing other players or Lucky105 staff through any Lucky105 communication channel including in-game chat.

Lucky105 reserves the right to suspend, restrict, or permanently close any player account at its sole discretion. Reasons that may trigger a suspension or closure include, but are not limited to:

• Failure to complete identity verification within a required timeframe.
• Suspected or confirmed prohibited conduct as described in Section 8.
• Detection of duplicate accounts linked to the player.
• Requests from law enforcement, financial institutions, or regulatory bodies.
• Patterns of gameplay or financial activity that raise anti-money-laundering concerns.
• Player-initiated self-exclusion through the responsible gaming tools.

Where an account is suspended pending investigation, Lucky105 will communicate the reason for suspension (to the extent that disclosure does not compromise the investigation) and the steps required for reinstatement, if applicable. Accounts closed for verified fraud or abuse will not be reinstated.

Players who wish to close their own Lucky105 account voluntarily may do so by contacting support at support@lucky105.bet. Any remaining real-money balance will be refunded to the player's verified withdrawal method within 5 working days of the closure request, subject to any pending bonus wagering or investigation holds.

All content on the Lucky105 platform — including but not limited to the Lucky105 brand name, logo, game interfaces, software, graphics, text, data, and odds — is the intellectual property of Lucky105 or its licensed content providers. Nothing in these Terms and Conditions grants you any right to use, copy, reproduce, distribute, or create derivative works from any Lucky105 intellectual property without prior written permission.

Scraping odds data, reproducing Lucky105 game interfaces, or using the Lucky105 brand in any form without authorisation is prohibited and may result in legal action.

Lucky105 collects and processes personal data in accordance with its Privacy Policy, which is available at lucky105.bet/privacy-policy. By creating a Lucky105 account, you consent to the collection and use of your data as described in the Privacy Policy.

In summary, Lucky105 uses your personal data to operate your account, process transactions, verify your identity, prevent fraud, comply with legal obligations, and — with your consent — communicate offers and updates. Lucky105 does not sell your personal data to third parties. Data is retained for the period required by applicable financial regulations and deleted thereafter.

Lucky105 is committed to responsible gaming and actively works to provide tools that help players maintain healthy gaming habits. The following tools are available to all Lucky105 account holders at no cost through the account dashboard:

• Deposit limits: Set a daily, weekly, or monthly cap on how much you can deposit. Reductions take effect immediately; increases require a 24-hour cooling-off period.
• Loss limits: Set a daily or weekly limit on net losses. Once the limit is reached, your account is restricted for the remainder of the period.
• Session time limits: Set a maximum session duration. When the limit is reached, you will be automatically logged out.
• Reality check: Receive a notification at set intervals (e.g., every 30 minutes) showing your session duration and net position.
• Self-exclusion: Temporarily or permanently exclude yourself from Lucky105. Exclusions take effect immediately. A minimum exclusion period is 6 months; permanent exclusion is also available.

Lucky105 reserves the right to impose responsible gaming restrictions on any account where patterns consistent with problem gambling are identified, including unsolicited outreach and enforced cooling-off periods. Players who believe they may have a gambling problem are encouraged to contact the Lucky105 support team and to seek assistance from relevant support organisations. Full details are available on the Responsible Gaming page.

To the fullest extent permitted by applicable law, Lucky105 and its affiliated companies, officers, directors, employees, and agents are not liable for:

• Any financial losses resulting from betting or gaming activity on the platform, including losses due to technical issues, connectivity problems, or system downtime beyond Lucky105's reasonable control.
• Indirect, incidental, consequential, or punitive damages of any kind arising from your use of Lucky105.
• Losses caused by your failure to maintain the security of your account credentials.
• Delays in payment processing caused by third-party payment providers.

Nothing in these Terms and Conditions limits or excludes Lucky105's liability for fraud, death, or personal injury caused by Lucky105's negligence, or any other liability that cannot be excluded by law. Lucky105's total aggregate liability to any individual player in connection with use of the platform shall not exceed the net deposits made by that player in the preceding 12 months.

Lucky105 reserves the right to update or amend these Terms and Conditions at any time. When material changes are made, Lucky105 will notify registered players via the email address associated with their account and will display a notification within the platform dashboard for a period of at least 14 days following the update.

Continued use of Lucky105 following notification of updated terms constitutes your acceptance of the revised terms. If you do not accept the updated terms, you must stop using the platform and contact support to initiate a voluntary account closure. Lucky105 will refund any available real-money balance to your verified withdrawal method.

These Terms and Conditions are governed by and construed in accordance with the laws applicable to the jurisdiction in which Lucky105 is licensed to operate. Any dispute arising from or related to these terms or your use of the Lucky105 platform shall first be referred to the Lucky105 customer support team for attempted resolution.

If a dispute cannot be resolved through internal customer support processes within 30 days of being formally raised, either party may escalate the matter to the relevant dispute resolution process as specified by the licensing authority. Lucky105 commits to participating in good faith in any formal dispute resolution process.

Lucky105 strongly encourages players to contact the support team before pursuing any formal dispute process — the majority of account, payment, and game-related issues are resolved quickly through direct communication.

If you have any questions about these Terms and Conditions, your Lucky105 account, or any transaction on the platform, please contact the support team through any of the following channels:

• Email: support@lucky105.bet (target response: 4 hours during business hours)
• Live Chat: Available within the Lucky105 platform, typically from noon to 2 AM PKT on weekdays and 10 AM to 2 AM on weekends
• FAQ: Common questions are answered at lucky105.bet/faq

For responsible gaming enquiries or self-exclusion requests that require immediate action, please use the Live Chat option for the fastest response. Lucky105 support staff are comfortable communicating in both English and Urdu.